MY APPROACH.
Simple, Clear, and Stress-Free.
Mortgages are full of moving parts — my job is to handle the complexity so you can focus on the home. Whether you're buying your first place, building an investment portfolio, self-employed, or navigating the process with an ITIN, I'll walk you through your options in plain language, with no pressure and no jargon. I serve clients in English, Russian, and Azeri, and I build relationships for the long run — not just for one closing.
Financing Built Around Your Situation.
WHO I HELP.
No two borrowers are the same. I specialize in the loan programs that fit real people's real lives.
First-Time Buyers
Conventional and FHA loans with flexible down payment and credit guidelines — designed to make your first home feel within reach.
DSCR loans that qualify you based on a property's rental income, so you can grow your portfolio without traditional income documentation.
Real Estate Investors
Self-Employed Borrowers
Bank statement loans that document your income from 12–24 months of deposits — built for business owners, freelancers, and 1099 earners.
ITIN Borrowers
Home financing for borrowers with an Individual Taxpayer Identification Number, using alternative credit and income documentation. No Social Security number required.
Clear Communication
You'll always know where things stand. I explain every step in plain language and I'm responsive when you have questions.
A Partner Beyond the Closing.
The Right Fit
I don't push one product. We find the loan program that actually fits your goals, your timeline, and your numbers.
WHY WORK WITH ME.
In It for the Long Run
I build relationships that last beyond one closing — for your next home, your next investment, and the referrals you send my way.