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Homes with Malik Team

Licensed Mortgage Loan Originator helping homebuyers and investors across New Jersey, Pennsylvania (Bucks & Montgomery Counties), and Florida with clear, tailored loan options.

PA

Doylestown

Historic Bucks County seat with a walkable downtown, strong schools, and an easy commute to Philadelphia.

NEIGHBORHOOD GUIDES

Get to know the areas you're buying in

Local insight on the towns we serve across New Jersey, Pennsylvania & Florida — schools, lifestyle, and what makes each one home.

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NJ

Manalapan

A spacious, family-friendly Monmouth County township with top-rated schools, parks, and an easy reach to the Jersey Shore.

FL

Tampa

Sunshine, waterfront living, and a growing job market make this one of Florida's most popular places to buy.

Browse Homes Across NJ, PA & FL

Explore current listings in the areas I serve, then let's talk financing so you're ready to move when you find the one.

Step 1

Search homes

Browse listings and save your favorites.

Follow our simple guide to navigate your home buying journey with ease and confidence.

Step 2

Get pre-approved

Know your real budget before you shop.

Your Home Path

Step 3

Shop with confidence

With your pre-approval in hand, you're ready to make strong offers when you find the right home.

Step 4

Close

I guide you across the finish line, stress-free.

Monthly Cost Estimate

Project your estimated mortgage costs based on current financial variables. Note: this is for educational use and does not constitute a formal offer for financing.

Malik Shalmiyev · NMLS #1542149 · Rize Mortgage. Licensed in New Jersey, Pennsylvania (Bucks & Montgomery Counties), and Florida. This is not a commitment to lend. All loans are subject to underwriting and credit approval; not all applicants qualify. Rates and terms are subject to change. Equal Housing Lender.

Loan Programs

Explore our specialized financing options tailored for homebuyers and investors across NJ, PA, and FL.

FHA

A lower-barrier path to homeownership with a smaller down payment — a favorite for first-time buyers. Mortgage insurance applies.

Conventional

Flexible financing for buyers with solid credit — often a strong fit for well-qualified borrowers, with mortgage insurance you can remove as you build equity.

DSCR

Financing for investment properties that qualifies on the property's rental cash flow rather than your personal income. For non-owner-occupied properties.

Bank Statement

For self-employed borrowers — qualify using 12–24 months of bank-statement deposits instead of tax returns.

ITIN

A path to homeownership for borrowers who file taxes with an ITIN instead of a Social Security number.

HOMEBUYER ACADEMY

Free first-time buyer class

A friendly 45-minute online session that demystifies the whole process — no jargon, no pressure.

How much home you can really afford

Credit & down payment assistance options

FHA vs. Conventional — which one fits you

The 5 steps from pre-approval to closing

Save your spot


Which State?

Live online · NJ, PA & FL buyers welcome

★★★★★

“He was always in touch at any time of the day... always explained the steps to us. He is the person who will finish the work despite the obstacles.”

— Kseniya B.

★★★★★

“We closed like a dream. It was sweatless and the process was so professionally handled.”

— Smiles A.

Reviews reflect the experiences of individual clients. Individual results may vary.

Client Success Stories

Read how Malik helps families in NJ, PA, and FL navigate their home buying and refinancing journeys with professional expertise.

★★★★★

“He was calm, patient and a perfect guide to make sure we have everything we need to proceed... the result was amazing.”

— Krish A.

★★★★★

“He goes beyond the expectations and helps during each step... Malik was always calm and confident.”

— Viktoriia K.

★★★★★

“He made the entire process clear and accessible... always available, responded promptly and thoroughly, and helped us understand each document.”

— Inna A.

Let's Talk About Your Home Loan.

Whether you're buying your first home, investing, or self-employed and wondering what you qualify for, a quick conversation is the best place to start. No pressure — just clear answers.

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